What Is The Modified Burial Plan

A modified plan that has underwriting is made for high-risk applicants, and the company charges more on your premium payments. Usually, they will offer you a modified plan if you have said yes to some of the health conditions under the “modified” part of the application, which can include stroke, heart attacks, or cancer within the last year.

Not only that, there is a two-year period to wait, and so if one passes away during this time, the insurance company will not immediately give out the payment for the full benefit of your policy. Rather, they will return 110% of your money, and thus, the modified plans’ return premiums increase the interest to 10% during the first two years.

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